As far as car finance bad credit arrangements are concerned, what are your options? It's absolutely vital that you stop for a moment and realise that you do in fact have options. It's very easy to think that if you have bad credit, car finance is not an option, or at best, you're limited to accepting whatever you're offered, even if it's not what you'd ideally choose.
Certainly if you have bad credit it's likely that you've given up on the idea of cheap car finance, and that you'll be paying through the nose for your car loan, but is this really true? What options do you have, how can you spot a car finance option that's not a good deal, and is there any good news as far as getting car credit finance is concerned if your credit history has more negative numbers than positive ones, and a generous helping of arrears, defaults and perhaps even CCJs?
Alternatively, you may be looking for car finance but not have bad credit - but no credit history at all. After all, we all had